New Group Dental Products Now Available

Highlights of the new group dental plans:

  • Annual maximum of $1,500 or $2,000
  • 100/90/60 In Network and 100/80/50 Out of Network
  • Ortho for groups of 10+ available
  • Endo/Perio can be quoted in either Basic or Major
  • Utilizes the First Dental Health PPO network – Over 12,000 dentist locations -- www.firstdentalhealth.com
  • Groups without current dental coverage may be quoted with waiting periods waived
  • Plans are based on a Benefit Year

 

Below is a sample of the Cypress 1500 Plan:

Cypress 1500 Plan


Plan Year Deductible
Deductible Waived for Preventive
Plan Year Maximum

Preventive Care
-Routine exams & cleanings  (once every 6 months)
-Bitewing x-rays - (once every 12 months)
-Sealants (Permanent Molars for children under age 16)
-Fluoride (once every 12 months for dependents under age 16)

Basic Services
-Full-mouth x-rays, (once every 36 months)
-Restorative Fillings, recementation of crowns
-Simple extractions
-Periodontics
-Endodontics
-Emergency Treatment

Major***
-Oral Surgery, Surgical Extractions
-Crowns, Bridges, Dentures, Inlays/Onlays
-Space maintainers (limited to dependent child under 16)

Orthodontia****
-Dependent children under age 19 only

__In Network*                    Out of Network**
$50 (3x)                            $50 (3x)
Yes                                   Yes
$1,500                               $1,500


100%                                100%

 



90%                                   80%

 



 

60%                                    50%

 


$1,500                                 $1,500

*       First Dental Health PPO is utilized in California.  Find a Dentist by visiting www.firstdentalhealth.com.
**      Benefits are paid at the 80th percentile of Reasonable and Customary (R&C), less coinsurance and deductible.
***    12 month waiting period from the effective date required for Major Services.
****   12 month waiting period from the effective date required for Orthodontia Services.

 

Send quote requests to This e-mail address is being protected from spambots. You need JavaScript enabled to view it or fax to 209-478-5614.

Quotes are provided within 24 hours of request and information required to generate a quote include the group’s zip code, SIC code or brief description of the group’s business, census of current employees to be covered, coverage desired, if known, and employer contribution percentage.

Download Plan Summaries, Enrollment Forms or Agent Appointment Paperwork here.

Plans are underwritten by National Guardian Life Insurance Company.